Case Study:
Shelley’s Story

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We’re going to use the money to make the house safer for me…”
Shelley was at work one day when she started to see black spots in front of her eyes, and to feel faint. After a number of these fainting spells she went to see her doctor – and discovered that she had POTS (Postural Orthostatic Tachycardia Syndrome). One of the symptoms of this disorder was that she could faint over 30 times a day.
When she made the devastating discovery that she could never return to her job, she made a claim on the Total and Permanent Disablement (TPD) insurance she had taken out some time before.
When the insurance company paid her a lump sum, one of the things she and her husband used it for was to make their house a safer place for someone who might faint or get dizzy at any time.
Luckily they still have a house that they can make safer: if they hadn’t taken out the TPD insurance they might have lost it.

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